RAF funeral claims: What funeral expenses you can claim and how to claim
07 May 2021
In the tragic event of losing a family member to a road accident, it may be possible to claim funeral costs from the Road Accident Fund (RAF).
RAF funeral claims can be made for a driver, a passenger or a pedestrian killed in a road accident, provided the person isn’t considered solely responsible for the accident.
What funeral expenses you can claim
You can claim the following funeral-related expenses from the RAF:
- Transportation of the body
- Coffin or burial shroud
- Storage, preparation and embalming of the body
- Issuing of the death certificate
- Burial or cremation costs
What funeral expenses the RAF does not cover
The RAF doesn’t cover funeral-related expenses such as the costs of flower arrangements, printed funeral programmes, transport for family and attendees, a headstone, catering or venue hire.
Documents to support a RAF claim for funeral expenses
To validate your claim, you’ll need to submit the following documentation:
- A copy of the deceased’s ID document, birth certificate or passport
- A copy of the claimant’s ID document
- Affidavit to attest to the claimant’s relationship to the deceased and how the deceased died
- Medical records if the deceased died in a hospital
- The death certificate
- Proof of body identification and/or post mortem
- Embalming certificate
- A copy of the accident report reflecting the victim’s name and any witness statements
- Affidavit from the investigating officer if the deceased’s name is not on the accident report.
How the RAF funeral claim works
The RAF has a limited list of funeral parlours that it has a direct agreement with. If you choose one of these funeral parlours, the parlour will submit invoices directly to the RAF for payment.
You have the option of using a different funeral parlour, in which case you will need to pay the funeral costs upfront and then claim them back from the RAF.
Generally, the RAF funeral claim prescribes within three years of the accident giving rise to the claim.
RAF claims for death: What else families can claim
If a loved one dies in a road accident and you relied on this person for financial support, you may be able to claim for loss of support.
In 2008, the limit for loss of support claims was capped at R160,000 per annum. This value is periodically adjusted to account for inflation and, as of January 2021, the limit is R299,154.
Why contact an attorney?
Pursuing any RAF claim is a lengthy, complex process. For several reasons, it’s not a good idea to submit the RAF claim without professional legal representation.
It is especially important to get help from a suitably experienced attorney if you have other expense claims, such as loss of support, in addition to the RAF funeral claim. The attorney can ensure that all requirements associated with the RAF claims process are met and represent your interests, giving your claim the best chance of success.
DSC Attorneys has extensive experience in handling RAF claims. The firm’s personal injury attorneys and medico-legal team are committed to helping road accident victims in South Africa get the compensation they deserve, in as short a period as possible.
See also:(This article is provided for informational purposes only and not for the purpose of providing legal advice. For more information on the topic, please contact the author/s or the relevant provider.)