The Consumer Protection Act On Your Rights To Cancel Agreements

Cancel agreement consumer protection act
23 Sep 2011

Many of us have entered into fixed term agreements only to find out that we don’t have time to go to gym, or have to flee the country but are locked into a costly property lease agreement, or a 2 year cell phone contract we will never use again. But fear not! The Consumer Protection Act provides you with a way to cancel these agreements if you know the steps. 

The Consumer Protection Act stipulates that fixed term agreements are contracts of a definite duration. Cellular phone contracts, gym contracts, lease agreements, armed response / security contracts, educational institution contracts are all examples of fixed term agreements.

Section 14 of the Consumer Protection Act dealing with the expiry and renewal of fixed term agreements does NOT apply to agreements entered into between juristic persons, irrespective of their turnover or asset value. (This is likely to exclude application of the Section 14 provisions for most, if not all, commercial lease agreements.) A juristic person is defined as a body corporate (company, close corporation, etc.), a partnership or association or a trust as defined in the Trust Property Act, 57 of 1988. Please note that a sole proprietorship is NOT a juristic person. The rules relating to fixed term agreements thus only apply where a natural person (including a sole proprietorship) is the subject of such an agreement.

The Consumer Protection Act provides that fixed-term consumer agreements must not exceed a certain maximum period. The regulations currently prescribe 24 months from the date of the consumer’s signature as the maximum period, unless such longer period is expressly agreed with the consumer and the supplier can show a demonstrable financial benefit to the consumer. The Consumer Protection Act also empowers the Minister to prescribe different maximum periods for different categories of agreements by way of regulation or as provided for in approved industry codes.

A consumer may cancel such an agreement before the agreed expiry date by giving the supplier 20 business days written notice. No reasons for the cancellation are required. A supplier may also terminate the agreement prior to the expiry date if the consumer fails to remedy a material breach on his part, after having been placed on 20 business days terms to do so. Consumers should make use of the form contained in Annexure B of the Regulations when giving notice of early cancellation to a supplier.

Where an agreement is cancelled by either the consumer or supplier in terms of the above

  • the consumer remains liable to the supplier for amounts owed up to the date of cancellation [airtime used]; and
  • the supplier may impose a reasonable penalty or charge for any goods supplied, services provided or discounts granted to the consumer in contemplation of the agreement running for its intended fixed term [discounted or free cellular phone]; and
  • the supplier must credit the consumer with any amounts that remains the property of the consumer as of the date of cancellation [prepaid and unused airtime].

The following must be considered by the supplier in determining the reasonable cancellation charge or penalty

  •   the amount which the consumer is still liable for to the supplier up to the date of cancellation;
  •   the value of the transaction up to cancellation;
  •   the value of the goods which will remain in the possession of the consumer after cancellation;
  •   the value of the goods that are returned to the supplier;
  •   the duration of the consumer agreement as initially agreed;
  •   losses suffered by or benefits accrued to the consumer as a result of the consumer entering into the agreement;
  •   the nature of the goods or services;
  •   the length of notice of cancellation provided by the consumer;
  •   the reasonable potential for the service provider, acting diligently, to find an alternative consumer; and
  •   the general practice of the relevant industry.

Notwithstanding the above, the cancellation charge may not have the effect of negating the consumer’s right to cancel a fixed term agreement. In other words, the regulations specifically prohibit charging a consumer the full amount owing in respect of the remainder of the contract.

Click the following link to learn more about cancelling fixed term contracts.

Click the following link to learn more about cancelling your cell phone contract.


Other Consumer Protection articles on GoLegal


  1. Good day.
    I have a big problem. I signed for a membership account at virgin active about 18 months ago. 6 months after the membership,I moved from durban to melmoth ( there is no gym in the area), I then called virgin active and explain my predicament,but they said I have to pay 40% of the remaining 18 months in order to cancel my membership or pay R100 to freeze the account. 6 months later,they unfroze the account and I had to pay full R600 every month for 3 months,then I called them again explaining that I’m back in school and no longer can afford to pay that amount,but they still refused to cancel,even when I told them that it was my grocery money,they still debited my account and left me without suffient food for that month. Now they are charging me R300 for freezing the account. I have been paying for months and I haven’t even been at gym for over a year! I’m really angry at the way they have treated me,what options do I have to cancel this account.

    • Everytime they debit, you should go to the bank within 24hrs to reverse that transaction

      • derrick Says: March 1, 2016 at 9:50 am

        i also cancelled about 2 months in and they want me to pay 2600 cancellation fee at planet fitness AND they will keep debiting my account till i pay the full amount. i was not informed of any cancellation fee . i just got a message saying i have 24hrs to pay 2600 to cancel

        • I have the same problem with planet fitness, did you manage to cancel ?

          please advise

          • Sinethemba Says: October 11, 2016 at 12:27 pm

            I was also told about the 24hour period to cancel, asked them about alternative ways to cancel the contract they told me to keep paying the intial installment until the cancel fee reduces. Really I don’t understand how is that. During the signing up I wasn’t informed about the chargers when you cancel.

    • Hi

      I am facing the same problem. Did you finda way out? 40 per cent is too much. Especially since there will be minimal loss for the company

  2. Hi,

    I entered into a gym contract at the end of January 2016.. My work circumstances has now changed and I don’t have time for the gym.

    I was thinking it would best to cancel, else I will just be throwing away money. I have read the contract now and it states that I would need to pay 60% of fees for the months not used (24 month contract).

    Therefore I would need to basically pay 60% of 23 months.

    Is the above fair? Is there a way out considerin I have not even been there a month.

    I would have loved to continue but work has to take precedence.

    Any advise in this regard will be greatly appreciated.


    • Hi Kajal, are you on the Full membership or the off-peak one?

      • Hi. I’m in the same boat as Kajal. Is there a way out ? I’m on the off peak membership.

      • I am in a very similar boat to Kajal. I signed my contract in Jan 2016, and I’m going overseas in August. I signed the contract thinking that I would use Liberty Life Rewards programme but now it’s cancelled. I am literally throwing money away and I don’t earn a lot at all. In light of the above information, do I have to pay 40% of my remaining contract?

  3. Please can I get some urgent advise. We signed a fixed term lease for 12 months, ending September 2016. Our circumstances have changed and we have asked our agent if we may give 30 days notice and leave at the end of end of March 2016. Our lease says we can give 20 days notice BUT it also says if the tenant terminates early they have the right to charge us up to three months rent. What if we gave our notice and left in 30 days, could they truly charge us up to three months rent plus penalties. This does not seem reasonable at all.

  4. Good article!

    What about renewals? I have a 2 year phone contract which is about to expire. I receive x amount of minutes & data. It’s a fairly decent deal.

    However, my cellular provider is threatening/forcing me to upgrade before the end of 2years, otherwise they will bill me extra for my minutes & data.

    Do I not have the right to continue paying my current contract until I feel comfortable with an upgrade even if it’s after the 24months?

  5. Hi,just wondering can i cancel Security contract with the Security Company after 1 year .i am not happy with This Security Company and services they provideing.

  6. Hi
    I signed a fixed contract with virgin active seven months ago, i only went to the gym for two weeks nd i called and told them to cancel the contract they refused nd the problem is that im a student and cant afford to pay for services that i aint even using …please help me

  7. Good day, I bought 5 points with The Holiday Club, 30 years ago. I have to payR 237.00 monthly for levies. I’m trying to sell the points now for 3 years, to no avail. How can I get out of this contract as the points are life points.

  8. Good day,

    As a business, we entered into a contract with a supplier, but a few months in realised that their product benefits us in no way, and we requested for the service to be cancelled. We got a response that “As per the contract, clause 4.1 refers that the minimum duration is a period of six months. No cancellation can be processed before the period has lapsed. We unfortunately don’t have a cancellation fee as no cancellations are done prior to the six month period.”

    Is there any way out of it?

  9. I signed a contract with The Gym Company which ended in October 2015. They have continued to debit my account after this. After numerous attempts to contact them by SMS, phone calls and emails they finally got back to me on 02 March 2016. They say I was supposed to give them a cancellation letter 30 days prior to the cancellation date giving them a reason for my wish to cancel. Is this acceptable as I was under the impression that since I signed a contract that ended on 31October the contract should have ended on this day. Please advise.

  10. Hi,

    Can some one advice me,

    I cancelled my lease after a month of signing it. I gave 1.5 months notice.

    The contract stipulates that the agency/landlord has a right to claim 1/3 of the outstanding lease amount (10 months rent). Is this in line with the new CPA?

    I was told to pay for this months rent (the 1st month after moving out) as the agency has not found anyone to re-rent the property yet.

    I agree that I am liable for the rent up until the agency finds a new tenant. I see this as part of the “reasonable cancellation charge” i.t.o the CPA. I understand that they have to be able to prove that they acted dilligently, and provide a breakdown of the damages they want to claim.

    They also gave me a bad credit mark for not paying this months rent on the 1st.

    I dont feel like this agency is acting lawfully in this process.

    Your comments would be appreciated.

  11. I want to cancel a gym contract I entered into with Body Life in Polokwane and they tell me I have to pay the membership fees for the reaminder of the contract period.

  12. Daleen Faber Says: March 6, 2016 at 3:59 pm

    We signed contract with MTN, but they brake the contract by deducting more money than what was agreed on the contract. I only realised this after a few months. How am I covered with mtn contract? How do I get my money back? I already went to MTN many times, and still they did not give me my money back. Why do we sign contract id I’m not covered?

  13. Daleen Faber Says: March 6, 2016 at 4:03 pm

    What can I do if mtn brake contract and deducted more money than what was agreed on the contract? How am I covered with mtn contract?

  14. Jamé Cockrell Says: March 12, 2016 at 4:31 pm

    I purchased the galaxy s7 (edge) on the 11th of March 2016. I also brought a protective cover in store which the sales advisor put on immediately. During the whole process I had asked for the edge and was even asking questions specific to the edge during the process. But failed to notice the sales advisor was giving me the stock standard s7. If you have seen the phone yet it’s beveled all over, even the standard version and upon my return home, discovered upon further inspection that it was not the edge. I signed all the documentation in the way that the agent explains nothing and says sign here and here and here… taking it at face value that I was getting the phone I had asked for. The very next morning I contacted the branch and made it clear I did not get what I asked for and that there was not a meeting of minds. A contractual mistake on the device I was purchasing. All I ask for is to swop it for the device I asked for and am more than happy to pay the difference but was refused. What is my legal recourse?

  15. Hi I have a problem, i took a cellphone on contract. its only been six months and it has given me the same problem for three times now, but the cell c doesn’t want to give me a new cellphone

  16. I sign a contract with my son to buy my house and we used a agent.My son said that he want to cancel base on job insecurity and the agent practically want ahead and forward documents to the lawyers and bank .We ask him to get another buyer he only came back to me wanting his commission now.I feel that the agent did not play his part because he was suppose to find another buyer for the propety but he send lawyers letters for my son to pay his commission.

  17. Hi!

    What does the law say in terms of a notice period at a school?
    My daughter’s school requires a full term’s notice otherwise we will be liable for a term’s fees. We currently pay school fees monthly in advance.

    Thank you!

    • Hi Joanita

      I am also confronted with the same problem. I kinda feel like this rule is unfair as circumstances change, people move and life happens. Why must you pay if you moving town because of work or otherwise.

      I will be looking forward to hear responses regarding this.

  18. In October 2014 I joined Muscle and Fitness and paid monthly contributions. In October 2015 when that contract was finished I renewed but paid for a year upfront. muscle and Fitness have continued to subtract my monthly contributions despite having received a year’s up-front money. When I queried this they said they would not refund the money as I had not cancelled my previous contract with them. can you please advise me as to what recourse I have.

  19. Brian Tladi Says: March 16, 2016 at 2:31 pm


    I renewed my contract with MTN in 31 October 2015 for CAT phone. During December 2015 it started with problems of of overheating and freezing. I took it in for repairs in January 2016 and waited for 14 days while i thought it went for repairs. After this period i went to MTN store to collect my phone only to find out it was never sent for repairs. I spoke to the store manager who promised to ensure that the will be booked and fixed. When i went to fetch it month end of February 2016 it was still in the same condition, i called MTN repairs consultant who told me the store booked five phones but only four arrived therefore they had to decline and return them back. i have been without a phone for about three months now and i cant wait any longer. i want to either cancel the contract or they replace the phone with a new one

    • Princess Says: June 7, 2016 at 2:39 pm

      How did you fix this problem because the exact thing is happening to me right now. MTN has bad customer service and they don’t take their customers into consideration. im fed up and I want out.

  20. Brian Tladi Says: March 16, 2016 at 2:31 pm


    I renewed my contract with MTN in 31 October 2015 for CAT phone. During December 2015 it started with problems of of overheating and freezing. I took it in for repairs in January 2016 and waited for 14 days while i thought it went for repairs. After this period i went to MTN store to collect my phone only to find out it was never sent for repairs. I spoke to the store manager who promised to ensure that the will be booked and fixed. When i went to fetch it month end of February 2016 it was still in the same condition, i called MTN repairs consultant who told me the store booked five phones but only four arrived therefore they had to decline and return them back. i have been without a phone for about three months now and i cant wait any longer. i want to either cancel the contract or they replace the phone with a new one. please advise

  21. Agnes Shaale Says: March 16, 2016 at 3:52 pm

    I took a contract with MTN on the 15th of January for SONY M4 and on the 20th of January my phone just froze and called the store the next day to report the fault. They told me the phones are being recalled however I only managed to get to the store on Friday and I was told the system is down and they can’t login. I requested for contract cancellation on the same day and I was told the 7 day has elapsed and they can only follow the fixing of device process and not cancellation. The phone is still being fixed to date and I now told to either take another device of the same value or pay for the rest of the contract if I want to cancel. The name is MTN Mall Of The South (0838691453) and the store manager is Lerato and sales person id Ntswaki.

  22. Agnes Shaale Says: March 16, 2016 at 3:52 pm

    I took a contract with MTN on the 15th of January for SONY M4 and on the 20th of January my phone just froze and called the store the next day to report the fault. They told me the phones are being recalled however I only managed to get to the store on Friday and I was told the system is down and they can’t login. I requested for contract cancellation on the same day and I was told the 7 day has elapsed and they can only follow the fixing of device process and not cancellation. The phone is still being fixed to date and I now told to either take another device of the same value or pay for the rest of the contract if I want to cancel. The name is MTN Mall Of The South (0838691453) and the store manager is Lerato and sales person is Ntswaki.

  23. I’ve signed a contract with a gym about 2 years ago. It was a 1yr contract. They carry on debiting your account afterwards without making you sign on for another year. I’ve now decided to cancel the contract but they claim that I need to give 3 months notice. Is it legal for them to do so?

  24. Hi,
    My daughter was enrolled at a private school in Durban which she attended for 2 yrs, 2014 and 2015. Towards the end of 2015 I had an employment crisis and was unaware of my placement within the company for the year 2016. However around the 23rd of January 2016 I contacted the school informing them that due to personal family issues I cannot send my daughter to the school. I did not feel it was necessary for me to tell them that I was having financial issues and would not be able to pay the school fees due to my new job placement which was decided by my employer in the middle of January 2016.
    The school emails me a letter today… stating that I owe them schools fees R18 000+ for a complete term (1st term 2016) because I failed to inform them on time. Is this legal, especially that my daughter has not used their school facility for 2016? …. Please assist me …URGENT

  25. Queline Says: April 1, 2016 at 3:00 pm

    Hi I have signed a 12 month lease agreement and have cancelled it with 2 months written notice. It states in my lease agreement I can be held liable for the rental until the contract expires or until another tenant is found? Is this true?

  26. Ronelle Says: April 7, 2016 at 2:49 pm

    please help me.In 2013 i signed a 5 year agreement to hire a photocopier on behalf of the company i worked for. a few months later the company i worked for closed down. i asked the supplier if i could return the machine and end the contract and they refused.I was not able to make any payments as i was unemployed.Feb 2015 they fetched the machine and i didnt hear from them again. last week i got a letter of demand for the total cost of the 5 year contract R102 000.00 plus 15% interest per annum going forward. I do not have it and dont know what to do next. please advise a way forward.

  27. Tende Akum Says: April 11, 2016 at 7:06 pm

    Hi, my telkom contract expired 3 months ago, I gave them a months notice to cancel my contract and now they are still deducting the debit order but double the amount and when I contacted them they say they have to cancel via telephone but it has been 3 months and no-one has contacted me and they are still taking my money and when I approached my bank to stop the debit order they say they can not help me, could someone please give me some advise on how to solve this?

  28. Hi,

    I have a bit of a strange situation. I have given my 20 working days notice to my gym for termination. Not a problem. But now the gym has fired my personal trainer. He was pretty much the only reason I stayed at the gym.
    I asked if I could be refunded the personal training fees and only pay the monthly gym membership because I had signed on to train with that personal trainer specifically. They said it was not possible and offered to have me train with another trainer. I do not want this as I have built a relationship with my trainer who understands my physical limitations etc. which is why I started training with him in the first place.
    Is there any way around this? I don’t mind paying the gym membership fee but really don’t want to train with someone else I am unfamiliar with. Any advice would be appreciated please.

  29. Hi

    We have signed a contract with the gym at the end of January . They said that they would only deduct the money at the end of February. They did not deduct anything at the end of February we phoned the gym inquiring about the deduction as a conclusion they said the would move up the contract a month and then deduct the first payment at the end of March. As it is the 12th of April they have not yet deducted the money.

    Am I able to cancelle this contact and not pay anything as they broke contract?

  30. Hi

    I took out a family membership at a private gym in October last year. I don’t need the fancy facilities of a commercial gym but I expect it to be safe, which I feel is not and I’m not sure what my R800 joining fee covered. My sister injured her back on a machine and another man split his head open one day just after we had left due to a faulty machine.I have just found out that the equipment is rarely serviced (most of the time more than 1 price of equipment is broken for weeks and they just make it work) and the weight clips are just shaved allum keys, which pop out constantly. I have another 6 months left but I don’t go to gym like I should as I am concerned and also become annoyed when I can’t actually do my work out correctly. Do I have grounds to cancel my contract with these guys without having to give them another cent due to what is seemingly negligent management?

  31. sikhumbuzo sibisi Says: April 25, 2016 at 10:46 am

    I have a fixed contract for 5 years with Flexiclub. Due to financial constraints I can no longer afford the repayments of R485.00 per month. What options do I have in terms of cancellation. At present I am still paying for this contract but feel that I can put this amount to better use.

  32. Barbara Bowker Says: April 26, 2016 at 4:28 pm

    HI. I am being charged a R7,000 penalty for early settlement of my BMW finance agreement and the agent said it was in my contract (early settlement penalty) for deals with over R250k outstanding. But my capital outstanding is only R208k. So they are adding the interest and then saying I owe over R250k.
    Isnt that wrong on so many levels that you are penalised for settling your debt?

  33. Hi, my son joined virgin active in 2015. He is currently at school and would like to know how can he cancel his contract with them as he no longer use the gym anymore.His contract is for 2 years.

  34. My wife have been struggling with Vodacom for a past couple of months. She had the Blackberry BIZ, before the current contract. Up till today Vodacom is still deducting R59-00 from her airtime for BIZ every month on the 13th. Phone calls, Hellopeter, emails, visits to Call centres means nothing. She have reference numbers, but no one responds from the side of Vodacom. The deduction just continues.

    My advice to my wife was to cancel the contract as it now 8 months since she signed up the new contract. Could you please advice me if this is legal to cancel without any penalties due to Vodacom not resolving the problem.

    • Chantal Says: July 10, 2016 at 8:58 am

      I had a similar problem with Vodacom charging me for BIS when I was no longer using a Blackberry.

      It is possible to stop this service yourself by registering and logging on to the MyVodacom website with the cellphone number you want to stop BIS on (

      After you have logged in, click on “Services”. This will give you a list of services you currently have active with your contract. Under “BlackBerry services” check the status of each service and then under the “Action” column, deactivate any services you don’t use or don’t want to be charged for. You can do this for other services that you don’t use besides BIS.

  35. Hello, I gave my Estate Agent notice at the end of March that I would not renew my lease effective June 1, 2016. I have been battling to find suitable accommodation which is pet friendly and asked on April 28 if I could renew my lease for another year. They have come back and stated that I can and that the rental will be R7530.00 per month which is above the 10% annual escalation. Will I in anyway be penalized if I now reinstate my decision to not renew the lease which expires on May 31, 2016. In essence I will be entering into a new lease as the renewal clause was deleted originally. Thanks.

  36. damien Says: May 9, 2016 at 2:16 pm

    i need help. i am with vodacom and did a cellphone upgrade. i took the Huawei Mate S it comes with either 2 screen replacements, 2 board replacements or 1 screen and 1 board.

    The phone didn’t meet my needs sufficiently as the battery lost power without me even using it, further to that the replacements have a claim excess of R150 which was not disclosed to me.

    i wanted to cancel the upgrade and went to the vodacom pavilion store within 7 days. they told me that i can’t cancel and that they will assess the phone and if it isn’t damaged or defective in any way then i can’t cancel. that wasnt the only reason as i also didn’t agree to paying an excess for a free service. so i gave the phone in within the seven days to be assessed and was told it will take up to 7 working days, it is now day 8 or 9 and still no answer.

    surely there must be a cool down period in which the consumer can cancel as i am not willing to sit with this problem of a dead battery, 200mb data/m , 75 free minutes and if the phone glass breaks R150 excess charge for 2 years. that is a total rip off.

    please help

  37. Hello,I reached the end of my contract with MTN to make sure it was not renewed I wrote a letter 30 days before the contract expired and even called them.That was done however now 6months down the line I recieved an sms with a non-existent phone number letting me know that my account has been handed over to the attorneys.Im very frustrated because the number they gave me is not working and when I call MTN they tell me its true that its been handed over but it shows that I did not renew the contract.

  38. azareel Says: May 10, 2016 at 3:47 pm


    So i got a Samsung S6 12 Months back, on a 24 months contract.

    My question is, is it cheaper for me to continue paying for the contract or is it cheaper to pay the cancellation fee…?

  39. Andra Smuts Says: May 11, 2016 at 3:30 pm

    I have a Vodacom Contract. Upgraded in May 2014. Got a Nokia Lumia 1540 on 21/05/14. When I enquired now they say I can Upgrade on 06/11/16 and this contract only expires on 04/02/17. Surely that is not a twenty four month contract? Should I cancel it now, will I have to pay any penalties? Please advise?

  40. Katlego Kgole Says: May 14, 2016 at 8:35 pm

    Hello, my mother and I joined Sebokeng Gym in April 2015 for a 3 year contract. It’s been a year and we would like to cancel our contract although the contract makes no provision for an escape clause and emphasizes that should we wish to cancel our membership, it will be declined. We are afraid that they will not acknowledge our written cancellation to the company.

    Do we have any kind of protection?

    Thanks in advance

  41. Shaheen Says: May 18, 2016 at 2:33 pm


    I agreed in writing with my son’s private school that there is a cancellation period of 3 months. However my son is not happy at the school and I would like to change school. His current school is forcing me to pay cancellation fees for 3 months as per contract. I have paid for full month of May 2016. I also paid a non-refundable deposit (1.6 times monthly fee)

    Can I be forced to pay the extra 3 months of notice period, as I understand from the CPA act, I only have to pay for services used, which is till end of April, and then there is a cancellation fee, but will the non-refundable deposit cover this?


  42. Phikisile Says: May 19, 2016 at 10:02 am

    I inquired at MatchLoan SA about their services on the 22nd of April 2016.On the 13th of May 2016 they deducted R429 from my account.I called them ,they say I purchased a convenience service package and on top of that, I have to pay R99 for the next 11 months. I requested them to cancel, they said I must pay R45 for the next 11 months, or else I will be handed over to their legal department. Kindly assist.

  43. Thulisa Says: May 20, 2016 at 7:07 am


    I spoke to some sale person from gym company we fill the form but at that time I told him that let cancell it because I’m not ready to start a gym now he said ok he will as I didn’t give him my bank details, and then after few months I got and SMS says my acc is in arrears I want to them to ask what is going on the sale man I got say no it’s fine he will cancell it and after that i never received AND till now I apply for some job they say they take me because I’m blacklisted and I must pay R7990

    please assist

  44. Busisiwe Says: May 28, 2016 at 4:45 pm

    i just wanna find out if i cancel my cellphone contract in 10 days will the company charge me.

  45. Candice Says: May 30, 2016 at 5:06 pm

    I signed a three year contract with The Gym Company Boksburg in December 2016. The promise was that we could start Gyming in January but they had issues with the building. That i can understand. But it is now June 2016 and we still have not been able to use the gym. They have not debited any monies yet. I am now in a financial rut and they are expecting to debit R600 from my account this month. I spoke to them about cancelling the contract as i have not been able to use the gym and no joining fees have yet been paid. Is there no consumer act covering that because they have not kept to their side and taken so long and that i have not even used the Gym. I should be able to cancel?

  46. Hi, we have signed up with The Holiday Club about 10 years ago. Approximately 5 years ago, we approached a company to sell the points due to the fact that The Holiday club has indicated that there is no such thing as cancellation.

    On 9 June 2016, at 15:00, i contacted Holiday Club, the so called consultant was extremely rude and indicated that we should contact an outside company to assist in selling the points. there is no such things as cancellation!

    Please assist with this as its becoming expensive to maintain especially in an unstable employment environment.

  47. I signed a 6 month contract. I have lost my job and will no longer be able to afford or honour this. I have been with them for 1 month. I sent them a notice of termination due to my circumstances, of which they responded that I am still contractually bound. Can you suggest a solution?

  48. Hi Guys

    Thanks in Advance if you can assist me.

    I have gone into a contract with a Service provider for Fiber connection at home.
    Recently I have sold my House and I am moving premises.

    It is a 24 month contract and I have only had the contract for 5 Months.

    How do I go about cancelling this with a reasonable penalty. Currently there penalty is the rest of the months X the normal amount per month.

    My new premises does not have Fiber availability until the end of the year.

    Thanks in Advance

  49. I am receiving very bad and terrible service from a gym company “The Gym Company “. I have spoken to the the accounts consultant as well as the manager. I have even tried tried searching on the website for any information regarding details as to how I can contact head office but I was referred to the manager of the current gym. I had an agreement with the company where I will commence and pay on the 31st of January 2014. On the 24th Of January 2014 199 was debited in my account X2 for me and my wife. Then on the 31st January 2014 199×2 100×2 was then debited again. I looked at my bank statement and released they have been debiting me since November 2013.I then went to the bank and reversed the extra amounts. The account guy then called me and told him I am outstanding I explained to him what had happened. He then told me to come with the proof. So on my off day which was the 20th of Feb I went to the bank and got my bank statement and showed him. He said he will call when the matter is resolved and I may resume with the gym. I waited for his call but none. I have not been to the gym every since because he said I shall resume once the action has been fixed. Then on the 24th August an amount of 199×2 is debited on my account. Me thinking that finally the matter has been resolved decide to go and check and get the shock that I am outstanding 1095 and my wife 1399. He cant seem to explain how. And i asked him why was i not called. He then tells me he called me on the 14th of April at 9am which I do not recall cause i would have carried on paying and using the gym. I am not the only one exp the UNPROFESSIONAL. I had a meeting with the gym manager, sent emails to him . He told me that he wont help I mean i was not in the wrong and he agreed, I got a recording of the conversation. I do not know where else to go and what to do . They have no sort of support system or structure. I did post my compliant on hello peter and noticed that I am not the only one with this problem. Please help and assist. They called me on the 23/01/2015 saying that they will take legal actions against me. And now 2016 I was told when applying for a car finance that I am listed by the company.

    Please help me.

  50. Yolanda Says: July 19, 2016 at 9:39 pm


    Im sort of a member of Planet fitness but i want to cancel it due to medical conditions and financial problems , now im told that i have to pay a cancellation fee that i cant even afford due to my circumstances.. please help me ….

  51. Hi

    I am in need of serious help, please.

    I have taken out a gym account with Zone Fitness and have never used the accounts, it was supposed to be ending this month but due to me being unemployed for a while, i am now paying off as arrangements were made. i have NEVER used the gym since i have taken it out due to certain circumstances.

    Am i able to cancel the account as i cannot afford it ( account has been handed over ) and not used it nor plan to attend the gym at any point in time?

    Please help as i am getting false information each time i call different consultants.

    Thanks in advance

  52. Good ay.

    I have signed a armed response service agreement for three years with a security company. I have cancelled my existing armed response because the new company came with a much better deal. After the new company signed me up they basically just replaced the radio transmitted because I already had a system installed. They never connected the system properly and its going for two months now since the connection that I am struggling to get them back to my property to fix the problem. It looks to me that this company has no after sales relationship with their clients. Currently this system is not working how it should be and should something happen and they brake into my premises I would not know about it because the armed response is not properly connected. I want to cancel this agreement because I get no feedback or assistance from them. Am I allowed to cancel this service agreement and what are the procedures to follow?

  53. Tshilidzi Says: August 8, 2016 at 10:27 am

    hi Can someone please advise, i signed a fixed term contract for after care for my child and the school apparently never sent me an invoice for after care they only sent me invoices for school fees only . 6 months after when i sent them cancellation they only realised then that they havent been sending me invoices for after care and they demanding that i pay 6 months cancellation.
    How does the CPA protect me as a customer because i have proof that i have been paying invoices that i was sent every month under the impression that their accounts department is sending the correct amounts for me to pay monthly?

  54. Hi, my sons school is threatening me with 3 months fees and i am looking for the cancellation form that is in Annexure B but cannot find it – please can you help me as they want to take me to court.

  55. Hi
    I enrolled on a correspondence course three months ago.The course material is inadequate as all the lessons are supplied and stored on a usb flash drive. The lessons can’t be hardcopied and I have to sit in front of the computer every time that I need to study. I wear glasses and the computer make the problem worse. I wrote to the school to help me access to printed material in order to remedy to the problem. The school has been irresponsive to date and my query remains unattended. In attempt to have the school to communicate,I asked my bank to reverse the already paid-monthly due instalment and to cancel further debit orders. A week later I receive a call from the school in response to my email informing the school of my intention to cancel my studies as a result of a series of unattended queries. The student support promises to arrange an electronic link with the school to allow me to eventually access to hard copies. The school once more fails to come back to me. I eventually managed to speak to the cancellation department which recommend that complete a cancellation form and submit it back to the school who is to decide on the cancellation outcome. It’s interesting to note that the course fees amounts to over R19000 and the study material is a usb flash drive of R50,say to speak. I have already paid over R4000 towards the course fees. Please advise what is the cancellation fee if any to expect, as a provision of the consumer protection act.



  56. I bought a house ive realised its been occupied by the original owners,they even showed me a title deed and i also have mine. I dont want any evictions ,i want to cancel the bond with the bank before my first instalment and they wont let me. Please I need assistants

  57. Hi,

    I have a qeury.
    I have registered wuth an Fet college in May today when i called them to cancel the course i was told that i cannot cancel and that i will have to pay the full course fee.

    I never signed a contract with them, as i registered with them telephonically. I would also like them to post my registration call.

  58. Provincial Directories Pty Ltd from Durban informed our company that they will list the company details in 2017 North West Telephone diretory. We signed the form but found out that they are not the authorised listing company for Telkom, and now sent us a Invoice for R5976.00. Can I still cancell?

  59. Has anyone had any luck cancelling membership to Holiday club?? My mother bought Holiday club probably 15/20 years ago and the levies are now up to R14500 per year! My mother is a pensioner of 72 and with a measly pension she cannot keep up with the exorbitant levies and with saying that the service from Holiday Club is shocking.

  60. Eileen Meyer Says: September 14, 2016 at 12:54 pm

    Hi can anyone help me ,my husband had a 24 month mobile data contract with Telkom,the contract expired on the 16-08-2016 but he is now being charged on a month to month basis,do they have a right to put him on this month to month basis its something we never asked for,he has informed them of this but they keep telling him he must fill out a cancellation document,my problem is he does not want to commit himself to this as his contract has expired He does not have anything to cancel, He did not ask for any other services from them.

    Please advise
    Kind Regards

    • Just cancel the month to month. Almost or most likely all consumer contracts revert to a month to month basis after the initial X/12/24 months or whatever applicable contract period. Contracts do not expire by themselves. You must get in contact with Telkom Mobile and ask them to do the cancellation for that product, it takes 20 business days. If you ask for the cancellation to close to the end of the month there is a good chance that your last payment will be for another month after the so-called 20 business days. It seems that the cancellation must be in written form, an email with your cancellation message should suffice. I am also currently trying to get 1 mobile contract with them cancelled and it seems their customer service is (deliberately) not of the best quality. This seems to be a normal game that is played by cellular companies and many other companies, as every month they delay you, they keep generating revenue from you. Make sure you keep all documentation you send them and follow up with them constantly especially if they seem to be stalling.

  61. My husband and I have also been trying to cancel our holiday club membership, joined in 2000, but the holiday club keep saying we cannot cancel, how is that possible?

  62. Hi good day.Please help me,i took a cell phone contract via Mondo for a telkom smartplan 50 contract for a samsung j1 ace cell phone.I received the contract but im been billed for a Smartplan 150 contract which comes with a Huwei P9 cell.Ive paid R1440 in my first debit went thru n now R780 was taken out.IM so frustrated i call telkom n they forever telling me they investigating,i mean investigated an open n closed case.Please help

  63. Ntombizethu Says: October 3, 2016 at 8:31 pm

    I need to risgne

  64. I signed a contract with this other well known modelling agency to pay R1899 for 18months after signed it i went home hoping to get some financial support but no one was interested in my story. So now they started debiting and i go to my bank to reverse it, they called and i told them i want to pay they say then i must pay R105 000 am still under learnership i earn R2000. I don’t know what to do, they say they will take legal action on me am so scared

  65. Hi,

    I had a month to month contract with Vox Telecom. Decided to change ISP’s. Do recall sending an e-mail cancelling the service yet they continued debiting my account, and as there were no funds available, and according to them, i never cancelled and owe them monies for a period of 3 – 4 months. I never connected to their network after the switch, and as such no data was ever consumed in the periods they are claiming I owe them money for. I flat out refuse to pay for something that I never used.

    They are now getting debit collectors call me and threaten me with blacklisting.

    What are my options?

  66. Good day i need some advice. I recently signed a lease to movie the 1st November, however due to personal reasons i am not able to move in no more. I did sign the lease but never actually got a the lease back with the landlord/agents signature on it. and i cancelled the lease 5days before the 1st November. Now the agent/landlord is stating I’m liable to pay for the admin fees as well as the rent for November, which i think is ridiculous as i haven’t even moved in or received completed paperwork from her. And i still had to sign the rules and regulations of the complex….She is threatening me now with lawyers and blacklisting me so i just don’t know what if they can even do that? Please advice urgently

  67. Hi I signed a 24 Month Contract with telkom , however now my circumstances have changed . When I asked them about the cancellation , they said i would have to pay the full amount for the remainder of the contract. But then above it says the below

    In other words, the regulations specifically prohibit charging a consumer the full amount owing in respect of the remainder of the contract.

    So how can I go about this

  68. Hi, lost my job, had to move back to my parents house in another province. Vodacom now wants me to pay thousands to cancel or downgrade contract. Do I have any other options? I can provide bank statements, any documentation they want

  69. Hi There, I had a contract with Gym Company for 24 month and last August i wanted to cancel but they said i had to pay a cancellation fee as my contract has not ended as yet. I then could not pay as i was not in a financial position to do so. I then said ill wait out my contract event though i never went to gym anymore as i moved from the area. I in the interim forgot about it until i received an sms last month to say that a double debit for yearly maintenance will go off end of November.
    My question is: Am i in my right to request all installments back after the contract ended as they never sent me any notifications and just kept on deducting? Can i allow then to deduct another month again because I didnt cancel withing 30 days of calendar month in November?

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